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Maurti Suzuki & HDFC Bank Partner to offer New Car Loan Schemes

  • Up to 100 per cent on-road funding available.

  • Special rate of interest for women.

  • Post-approval digital disbursement to customers.

  • Non HDFC bank customers can avail this offer

Maruti Suzuki and HDFC Bank are offering attractive finance schemes for new customers with EMIs starting as low as Rs. 899.


Maruti Suzuki India has joined hands with HDFC bank to offer flexible financing solutions to new car buyers. The loans will be sanctioned as per applicable policy of HDFC Bank.



In view of the current social distancing norms and the need to reduce physical documentation, HDFC Bank will offer the option of digital disbursement after loan sanction to Maruti Suzuki customers. Non HDFC bank customers can also avail this offer. HDFC Bank believes that its expertise in providing focussed solutions will help in availing loans at customers’ convenience and on a device of their choice.


The coronavirus outbreak is proving to be a challenging period for all sectors including the automobile industry. While no cars were sold in April, things are slowly returning to normalcy as carmakers have resumed operations and even reopened select dealerships.


HDFC Bank is also providing up to 100 per cent on-road funding for select Maruti models. It has introduced several financing initiatives as part of this tie-up as listed below:

  • Step-up EMI and balloon scheme with an EMI of Rs 1,111 per lakh for a loan tenure of 84 months.

  • EMI start from Rs 899 for the first six months for salaried and first three months for self-employed customers.

  • Flexi EMI scheme with the option to choose low EMIs for three months every year for the tenure of the loan.

  • Special rate of interest for women who want to avail car loan.

  • HDFC Bank to provide post-approval digital disbursement to both HDFC Bank customers and non-HDFC Bank customers.



Speaking about the partnership, Shashank Srivastava, Executive Director, Maruti Suzuki India said, “We are confident that our collaboration with HDFC Bank for providing retail financing solutions will benefit our customers. This is an advantage to buyers who may face resource crunch amidst the COVID-19 lockdown. New car buyers can select from a host of schemes that will offer low down payment options and low EMIs. This would particularly help customers in the entry level segments. In addition, digital disbursement makes it more convenient for customers in current times.”


Arvind Kapil, Country Head for Retail Assets, HDFC Bank, said “We are happy to partner with MSIL in the endeavour to provide customized offerings to our customers particularly during the ongoing COVID-19 pandemic. These are challenging times for the country and we believe it's the collective responsibility of all stakeholders to provide flexible offerings to customers.” 


As 80% of the car sales in India are financed, Maruti Suzuki will likely benefit from the new finance schemes with its vast network of 3,086 outlets across 1,964 towns and cities .


Maruti Suzuki recently also tied up with ICICI Bank to offer three new finance options.


Also read: Buy A Maruti Today, Start Paying For It After Two Months

Also read: Now get a Maruti Suzuki Car on Lease